{"id":157,"date":"2025-11-26T09:25:04","date_gmt":"2025-11-26T09:25:04","guid":{"rendered":"https:\/\/brightline.co.in\/?page_id=157"},"modified":"2025-11-28T13:13:03","modified_gmt":"2025-11-28T13:13:03","slug":"term-and-condition","status":"publish","type":"page","link":"https:\/\/brightline.co.in\/?page_id=157","title":{"rendered":"Term And Condition"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"157\" class=\"elementor elementor-157\">\n\t\t\t\t<div class=\"aux-parallax-section elementor-element elementor-element-3e1b2b7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"3e1b2b7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f15d62f elementor-widget elementor-widget-html\" data-id=\"f15d62f\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\n    :root {\n        --bl-primary: #0066FF;\n        --bl-secondary: #00D4C4;\n        --bl-dark: #0F172A;\n        --bl-gray: #64748B;\n        --bl-light: #F8FAFC;\n        --shadow-soft: 0 8px 25px rgba(0,0,0,0.08);\n        --shadow-hover: 0 12px 35px rgba(0,102,255,0.20);\n    }\n\n    \/* GLOBAL STYLE *\/\n    body {\n        font-family: 'Inter', 'Segoe UI', sans-serif;\n        background: linear-gradient(135deg, #e8f1ff 0%, #f8fffe 100%);\n        color: var(--bl-dark);\n        line-height: 1.75;\n        margin: 0;\n        padding: 0;\n    }\n\n    a { color: var(--bl-primary); font-weight: 600; }\n\n    \/* CONTAINER *\/\n    .tnc-container {\n        max-width: 1050px;\n        margin: 50px auto;\n        padding: 0 20px;\n    }\n\n    \/* TITLE *\/\n    .page-title {\n        text-align: center;\n        font-size: 2.8rem;\n        font-weight: 800;\n        background: linear-gradient(90deg, var(--bl-primary), var(--bl-secondary));\n        -webkit-background-clip: text;\n        -webkit-text-fill-color: transparent;\n        margin-bottom: 12px;\n        animation: fadeDown 0.8s ease;\n    }\n\n    .last-updated {\n        text-align: center;\n        color: var(--bl-gray);\n        font-size: 1.1rem;\n        margin-bottom: 50px;\n        animation: fadeDown 1s ease;\n    }\n\n    \/* CARD *\/\n    .section-card {\n        background: white;\n        border-radius: 20px;\n        box-shadow: var(--shadow-soft);\n        margin-bottom: 35px;\n        transition: 0.3s ease;\n        overflow: hidden;\n        animation: fadeUp 0.8s ease;\n    }\n\n    .section-card:hover {\n        transform: translateY(-6px);\n        box-shadow: var(--shadow-hover);\n    }\n\n    .section-card .card-body {\n        padding: 45px;\n        position: relative;\n    }\n\n    \/* LEFT COLOR BAR *\/\n    .bright-line {\n        padding-left: 28px;\n    }\n    .bright-line::before {\n        content: '';\n        position: absolute;\n        left: 0;\n        top: 0;\n        height: 100%;\n        width: 7px;\n        background: linear-gradient(to bottom, var(--bl-primary), var(--bl-secondary));\n        border-radius: 10px;\n        animation: growBar 1.2s ease;\n    }\n\n    \/* HEADINGS *\/\n    h2 {\n        font-size: 1.9rem;\n        font-weight: 700;\n        color: var(--bl-primary);\n        display: flex;\n        align-items: center;\n        margin-bottom: 20px;\n    }\n\n    .icon-feature {\n        font-size: 2.1rem;\n        margin-right: 12px;\n        background: linear-gradient(135deg, var(--bl-primary), var(--bl-secondary));\n        -webkit-background-clip: text;\n        -webkit-text-fill-color: transparent;\n        animation: popIcon 0.6s ease;\n    }\n\n    \/* LIST *\/\n    ul li {\n        font-size: 1.1rem;\n        margin-bottom: 10px;\n    }\n\n    \/* RESPONSIVE *\/\n    @media (max-width: 768px) {\n        .page-title { font-size: 2.2rem; }\n        .section-card .card-body { padding: 28px 22px; }\n        h2 { font-size: 1.6rem; }\n        .icon-feature { font-size: 1.8rem; }\n    }\n\n    \/* ANIMATIONS *\/\n    @keyframes fadeUp {\n        from { opacity: 0; transform: translateY(40px); }\n        to { opacity: 1; transform: translateY(0); }\n    }\n    @keyframes fadeDown {\n        from { opacity: 0; transform: translateY(-30px); }\n        to { opacity: 1; transform: translateY(0); }\n    }\n    @keyframes popIcon {\n        from { transform: scale(0.5); opacity: 0; }\n        to { transform: scale(1); opacity: 1; }\n    }\n    @keyframes growBar {\n        from { height: 0; }\n        to { height: 100%; }\n    }\n<\/style>\n\n<div class=\"tnc-container\">\n\n    <h1 class=\"page-title\">Terms & Conditions<\/h1>\n    <p class=\"last-updated\">Last Updated: November 26, 2025<\/p>\n\n    <!-- 1 -->\n    <div class=\"section-card\">\n        <div class=\"card-body bright-line\">\n            <h2><i class=\"bi bi-check-circle-fill icon-feature\"><\/i>1. Acceptance of Terms<\/h2>\n            <p>By using BrightLine services (website, mobile app, or any loan product), you agree to comply with these Terms. This forms a legally binding contract between you and <strong>BrightLine Micro Service Foundation.<\/strong><\/p>\n        <\/div>\n    <\/div>\n\n    <!-- 2 -->\n    <div class=\"section-card\">\n        <div class=\"card-body bright-line\">\n            <h2><i class=\"bi bi-person-check-fill icon-feature\"><\/i>2. Eligibility<\/h2>\n            <ul class=\"list-unstyled\">\n                <li>\u2713 Must be at least 21 years old<\/li>\n                <li>\u2713 Indian resident with valid Aadhaar & PAN<\/li>\n                <li>\u2713 Active bank account linked to Aadhaar<\/li>\n                <li>\u2713 Consistent income source<\/li>\n            <\/ul>\n        <\/div>\n    <\/div>\n\n    <!-- 3 -->\n    <div class=\"section-card\">\n        <div class=\"card-body bright-line\">\n            <h2><i class=\"bi bi-piggy-bank-fill icon-feature\"><\/i>3. Loan Products Offered<\/h2>\n            <div class=\"row g-3\">\n                <div class=\"col-md-6\"><div class=\"p-3 bg-light rounded border\">Micro Business Loans<\/div><\/div>\n                <div class=\"col-md-6\"><div class=\"p-3 bg-light rounded border\">Women Entrepreneurship<\/div><\/div>\n                <div class=\"col-md-6\"><div class=\"p-3 bg-light rounded border\">Group Lending (JLG)<\/div><\/div>\n                <div class=\"col-md-6\"><div class=\"p-3 bg-light rounded border\">Emergency Credit<\/div><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <!-- 4 -->\n    <div class=\"section-card\">\n        <div class=\"card-body bright-line\">\n            <h2><i class=\"bi bi-currency-rupee icon-feature\"><\/i>4. Interest Rates & Charges<\/h2>\n            <p>Interest rate: 14%+ p.a. Applicable late charges follow RBI norms.<\/p>\n        <\/div>\n    <\/div>\n\n    <!-- 5 -->\n    <div class=\"section-card\">\n        <div class=\"card-body bright-line\">\n            <h2><i class=\"bi bi-lightning-charge-fill icon-feature\"><\/i>5. Application & Disbursal<\/h2>\n            <p>Fully digital loan journey powered by advanced verification tech:<\/p>\n            <ul>\n                <li>Aadhaar e-KYC & PAN checks<\/li>\n                <li>AI-based creditworthiness evaluation<\/li>\n                <li>Bank statement analyzer<\/li>\n                <li>Automated bureau checks<\/li>\n            <\/ul>\n            <p style=\"background:#e8f6ff; padding:15px 20px; border-radius:10px; border-left:5px solid var(--bl-primary); margin-top:20px;\">\n                Most loans are approved & disbursed within <strong>5\u201330 minutes<\/strong>.\n            <\/p>\n        <\/div>\n    <\/div>\n\n    <!-- 6 -->\n    <div class=\"section-card\">\n        <div class=\"card-body bright-line\">\n            <h2><i class=\"bi bi-calendar-check-fill icon-feature\"><\/i>6. Repayment<\/h2>\n            <p>Flexible tenure upto 12 months via NACH Auto Debit.<\/p>\n        <\/div>\n    <\/div>\n\n    <!-- 7 -->\n    <div class=\"section-card\">\n        <div class=\"card-body bright-line\">\n            <h2><i class=\"bi bi-shield-lock-fill icon-feature\"><\/i>7. Data Privacy & Security<\/h2>\n            <p>Your data is fully encrypted. Compliant with RBI Regulations & Digital Personal Data Protection Act (DPDPA) 2023.<\/p>\n        <\/div>\n    <\/div>\n\n    <!-- 8 -->\n    <div class=\"section-card\">\n        <div class=\"card-body bright-line\">\n            <h2><i class=\"bi bi-building icon-feature\"><\/i>8. Governing Law<\/h2>\n            <p>These Terms follow Indian law. Any disputes fall under Delhi court jurisdiction.<\/p>\n        <\/div>\n    <\/div>\n\n    <!-- 9 -->\n    <div class=\"section-card\">\n        <div class=\"card-body bright-line\">\n            <h2><i class=\"bi bi-headset icon-feature\"><\/i>9. Contact Us<\/h2>\n            <p>For any questions, email us at: <br>\n               <a href=\"mailto:info@brightlinefinance.in\">info@brightline.co.in<\/a><\/p>\n        <\/div>\n    <\/div>\n\n<\/div>\n\n<!-- Bootstrap Icons -->\n<link href=\"https:\/\/cdn.jsdelivr.net\/npm\/bootstrap-icons@1.11.3\/font\/bootstrap-icons.min.css\" rel=\"stylesheet\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms &#038; Conditions Last Updated: November 26, 2025 1. Acceptance of Terms By using BrightLine services (website, mobile app, or any loan product), you agree to comply with these Terms. This forms a legally binding contract between you and BrightLine Micro Service Foundation. 2. Eligibility \u2713 Must be at least 21 years old \u2713 Indian resident with valid Aadhaar &#038; PAN \u2713 Active bank account linked to Aadhaar \u2713 Consistent income source 3. Loan Products Offered Micro Business Loans Women Entrepreneurship Group Lending (JLG) Emergency Credit 4. Interest Rates &#038; Charges Interest rate: 14%+ p.a. Applicable late charges follow RBI norms. 5. Application &#038; Disbursal Fully digital loan journey powered by advanced verification tech: Aadhaar e-KYC &#038; PAN checks AI-based creditworthiness evaluation Bank statement analyzer Automated bureau checks Most loans are approved &#038; disbursed within 5\u201330 minutes. 6. Repayment Flexible tenure upto 12 months via NACH Auto Debit. 7. Data Privacy &#038; Security Your data is fully encrypted. Compliant with RBI Regulations &#038; Digital Personal Data Protection Act (DPDPA) 2023. 8. Governing Law These Terms follow Indian law. Any disputes fall under Delhi court jurisdiction. 9. Contact Us For any questions, email us at: info@brightline.co.in<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-157","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/brightline.co.in\/index.php?rest_route=\/wp\/v2\/pages\/157","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/brightline.co.in\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/brightline.co.in\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/brightline.co.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/brightline.co.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=157"}],"version-history":[{"count":46,"href":"https:\/\/brightline.co.in\/index.php?rest_route=\/wp\/v2\/pages\/157\/revisions"}],"predecessor-version":[{"id":303,"href":"https:\/\/brightline.co.in\/index.php?rest_route=\/wp\/v2\/pages\/157\/revisions\/303"}],"wp:attachment":[{"href":"https:\/\/brightline.co.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}