Terms & Conditions
Last Updated: November 26, 2025
1. Acceptance of Terms
By using BrightLine services (website, mobile app, or any loan product), you agree to comply with these Terms. This forms a legally binding contract between you and BrightLine Micro Service Foundation.
2. Eligibility
- ✓ Must be at least 21 years old
- ✓ Indian resident with valid Aadhaar & PAN
- ✓ Active bank account linked to Aadhaar
- ✓ Consistent income source
3. Loan Products Offered
4. Interest Rates & Charges
Interest rate: 14%+ p.a. Applicable late charges follow RBI norms.
5. Application & Disbursal
Fully digital loan journey powered by advanced verification tech:
- Aadhaar e-KYC & PAN checks
- AI-based creditworthiness evaluation
- Bank statement analyzer
- Automated bureau checks
Most loans are approved & disbursed within 5–30 minutes.
6. Repayment
Flexible tenure upto 12 months via NACH Auto Debit.
7. Data Privacy & Security
Your data is fully encrypted. Compliant with RBI Regulations & Digital Personal Data Protection Act (DPDPA) 2023.
8. Governing Law
These Terms follow Indian law. Any disputes fall under Delhi court jurisdiction.
9. Contact Us
For any questions, email us at:
info@brightline.co.in